How To Finance Your Roof Repairs Or Replacement…

Having a solid roof over your head is one of the top priorities of owning a home ownership and can withstand years of wear and tear with minimal maintenance. When your roof has reached the end of its lifespan or has been damaged due to weather or other damage it can be a costly bill. See here for signs that your roof needs replacing.

Most homeowners can afford to pay for simple repairs, but may find a full new replacement roof more of a challenge to pay for. However, there are plenty of ways you can spread the cost of bigger jobs like this without breaking the bank! Below we’ve outlined a few of the best options to help your roofing replacement project:

Cash or Credit Card

If you have plenty of spare income or you have credit cards with large limits and can pay them off quickly this is a good choice. However, if your not sure how long it will take you to pay off it may end up costing you a lot in the long term!

Personal Loans

If you have a good credit rating a personal loan may be a good option to choose as you can get loans with an interest rate of as little as 3-4% ranging from 12 to 60 months repayment times. Make sure that you do plenty of research first though as some lenders may advertise a low rate and then actually offer you a much higher rate!


In certain scenarios this might be a good option. You might have come to a point where you need to re-mortgage the house anyway and taking a little extra money out of the house seems like a good option.

Financing a new roof is better than no roof!

Living with a roof that isn’t doing it’s job can lead to much costlier repairs in the future. This is why we think that it’s better to finance a new roof if it’s really needed. Please get in touch with us today as we can give you a FREE no obligation quotation and you can then decide how to proceed.